skip to Main Content

Locally engineered mortgage solutions.

As an education based mortgage company we strive to offer you the ideal financing solution for your mortgage needs.

Welcome to Star Financial

If you’re looking for a reliable Direct Lender to help you with your mortgage needs. Look no further than Star Financial! We underwrite and FUND your loan in-house, We are your BANK!

Established in 2002, we are a direct lender in California, Florida and Texas. 

Our mission is simple: to provide homeowners and potential homeowners with low-cost, competitively-priced mortgage products and back those products with excellent service.

Since our doors opened, we’ve been committed to growing and expanding our reach even further.

As interest rates continue to climb, we’re excited to shift our focus to the purchase market, helping even more people achieve their dream of homeownership.

At Star Financial, we pride ourselves on our use of cutting-edge technology and cost-effective advertising methods, which allow us to maintain a lower cost structure than many other lenders.

Our business plan is centered around “Low rates and fees through knowledge and technology,” a philosophy that sets us apart from our competitors.

We use the most advanced technology available to close loans quickly, at a low cost. With our streamlined processes, you can enjoy a hassle-free mortgage experience.

Star Financial offers a wide range of programs to meet the financial needs every Borrower.

Contact us today to learn more about how we can help you achieve your homeownership dreams!

All-in-One Solution

Our Loan Process...


A loan pre-approval sets you up for a smooth home buying experience.


Start working with a real estate agent and viewing homes.


A few documents are needed to get a loan file through underwriting.


Assemble all the necessary paperwork and details for the underwriter.


They closely evaluate all the documentation in the loan package.


Documents are drawn and sent to the title company for closing.

Tell Us Your Story.

Whether you are a first time homebuyer or an experienced real estate investor, having a mortgage team you can count on is crucial.

We pride ourselves on excellent communication and easy accessibility when you need us. Our experienced staff is here to guide you every step of the way.

Fill out the questionnaire on this page to start a discussion about your mortgage needs today!

Let's Learn!

Please check out our 27 educational articles we put together..

As an education based mortgage company we strive to provide helpful information.

Visit our learning center to learn some great tips about buying a home.

Shopping for a New Home

A Step-by-Step Guide to Shopping for a New Home

Whether this is your first or tenth home purchase, shopping for a new home is an exciting time. It can…

What are your goals?

Request A Free Consultation

Our clients are the foundation of our success.

3rd Party Client Reviews

Client reviews from around the internet.

Back To Top