Loan Officers | CA, TX and FL
Star Financial is a direct mortgage lender serving California (with expansion into TX & FL). As a Loan Officer, you’ll originate residential mortgages from company-generated leads and self-sourced leads, leverage our modern tech stack (POS, LendingPad LOS, CRM), and collaborate closely with our in-house processing/underwriting team to deliver smooth, on-time closings.
Convert inbound leads and referral opportunities into complete applications and funded loans.
Conduct borrower consultations, assess needs, and present product options across Conventional, FHA, VA, and Non-QM (Bank Statements, DSCR, 1099-Only, Asset Depletion, ITIN, Foreign National).
Price scenarios, structure files, and lock rates in coordination with secondary/lock desk.
Drive files from application through funding with proactive milestone communication.
Collect/document income, assets, credit, and collateral per program requirements.
Partner with processing, underwriting, funding, to clear conditions and meet contract dates.
Adhere to LO Comp, TILA/RESPA (TRID), ECOA, Fair Lending, and company policies.
Maintain accurate disclosures, intent to proceed, and compliant advertising/communications.
Identify and resolve red flags early; prevent EPD/EPO risks with sound loan structuring.
Build and nurture Realtor®, builder, and community-partner relationships; attend local events.
Provide market/credit education to borrowers and partners; offer bilingual support when applicable.
Maintain CRM hygiene (tasks, notes, stages); forecast pipeline and production weekly.
Participate in sales meetings, trainings, call blocks, and marketing campaigns.
Required
Active NMLS and CA DFPI MLO license in good standing.
2+ years recent retail origination experience.
Proven pipeline discipline and file quality; strong communication and follow-through.
On-site availability in Orange County, CA.
Preferred
Non-QM experience (bank statements, DSCR, 1099-Only, ITIN, Asset Depletion, Foreign National).
Established Realtor®/referral network.
Equal Opportunity
Star Financial is an Equal Opportunity Employer.
